SECTION 25 - ENDORSEMENTS

1. There shall be no charge for the following endorsements: Standard New York Endorsement (Loan Policy), Standard New York Endorsement (Owner's Policy), TIRSA Leasehold Endorsement (Loan Policy), TIRSA Leasehold Endorsement (Owner's Policy), TIRSA Cooperative Endorsement (Loan Policy), and TIRSA Cooperative Endorsement (Owner's Policy), TIRSA Junior Loan Policy Endorsement 2.
   
   
2. A Company may issue a TIRSA General Endorsement (9/1/93) for the purpose of amending or correcting a previously issued policy or to implement the coverages set forth in this manual.
   
   
3. The following are Special Risk Endorsements and require a Special Risk Premium as set forth:
   

   
   
   
   1. ADDITIONAL INTEREST ENDORSEMENT - Loan rate per thousand for the amount of insurance above the face amount of the policy.
      NYSID REQUIRES TITLE INSURER APPROVAL PRIOR TO ISSUANCE.
      
      
   2. ALTA 9 - (Restrictions, Encroachments, Minerals) ten percent (10%) of the full loan rate.
      
      
   3. COMMERCIAL CONTRACT VENDEE ENDORSEMENT - Refer to SECTION 29 - CONTRACT VENDEE INSURANCE for rate.
      NYSID REQUIRES TITLE INSURER APPROVAL PRIOR TO ISSUANCE.
      
      

   4. FAIRWAY ENDORSEMENT - twenty percent (20%) of the full owner's rate.
      
      
   5. FIRST LOSS ENDORSEMENT - ten percent (10%) of the full loan rate.
      NYSID REQUIRES TITLE INSURER APPROVAL PRIOR TO ISSUANCE.
      
      
   6. JOINT & SEVERAL LIABILITY ENDORSEMENT - Refer to SECTION 3 - COINSURANCE for rate.
      
      
   7. LAST DOLLAR ENDORSEMENT - ten percent (10%) of the full loan rate.
      NYSID REQUIRES TITLE INSURER APPROVAL PRIOR TO ISSUANCE.
      
      
   8. MARKET VALUE POLICY RIDER - ten percent (10%) of the full owner's rate.
      MARKET VALUE POLICY RIDER (TOEPP) - five percent (5%) of the owner's rate.
      
      
   9. MEZZANINE FINANCING ENDORSEMENT - Refer to SECTION 35 - MEZZANINE FINANCING INSURANCE for rate.
      NYSID REQUIRES TITLE INSURER APPROVAL PRIOR TO ISSUANCE
      
      
   10. NON-IMPUTATION ENDORSEMENT - twenty percent (20%) of the full owner's rate. See Section 30.
       
       
   11. OPTION ENDORSEMENT - Refer to SECTION 33 - OPTION INSURANCE for rate.
       NYSID REQUIRES TITLE INSURER APPROVAL PRIOR TO ISSUANCE.
       
       
   12. PARTIAL RELEASE OF MORTGAGED PREMISES ENDORSEMENT - Charge of $150.00.
       
       
   13. RESIDENTIAL CONTRACT VENDEE ENDORSEMENT - Refer to SECTION 29 - CONTRACT VENDEE INSURANCE for rate.
       
       
   14. REVOLVING CREDIT MORTGAGE ENDORSEMENT(S) (RCE-1, RCE-2, RCE-4) - ten percent (10%) of the full loan rate.
       REVOLVING CREDIT MORTGAGE ENDORSEMENT (RCE-3) - twenty percent (20%) of the full loan rate.
       NYSID REQUIRES TITLE INSURER APPROVAL PRIOR TO ISSUANCE.
       
       
   15. SURVEY ENDORSEMENT (LOAN POLICY) - ten percent (10%) of the full loan rate.
       
       
   16. SWAP ENDORSEMENT - Loan rate per thousand for the amount of insurance above the face amount of the policy.
       NYSID REQUIRES TITLE INSURER APPROVAL PRIOR TO ISSUANCE.
       
       
4. There shall be a charge of $25 for the issuance of any other endorsement not listed in Section 25 (A), (B) or (C) above.