SECTION 2 - ZONES

  1. For rate making purposes the State of New York is divided into two Zones as follows:
Zones Counties
1

Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Clinton, Cortland, Delaware, Erie, Essex, Franklin, Fulton, Genesee, Hamilton, Herkimer, Jefferson, Lewis, Livingston, Madison, Monroe, Montgomery, Niagara, Oneida, Onondaga, Ontario, Orleans, Oswego, Otsego, St. Lawrence, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, Steuben, Tioga, Tompkins, Warren, Washington, Wayne, Wyoming, and Yates

 

2 Albany, Bronx, Columbia, Dutchess, Greene, Kings, Nassau, New York, Orange, Putnam, Queens, Rensselaer, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester
  1. The premium rates for Zone 1 do not include the cost of searching and a separate charge may be made for such search.

  2. The premium rates for Zone 2 include the cost of searching.

  3. The premium rates for both Zones do not include the cost for municipal department searches.

Proceed to Section 3: Coinsurance
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